Friday, July 1, 2011

Oh Happy Day!

So, I updated my sidebars. Spent $20 on gas. Earned another $12 by selling books on Amazon. Oh, and one more....

I PAID OFF MY CAR LOAN!!!!!!!!!!!!!!!!!!!!

OMG. Yes, my friends, I got up at 7:00 when BF left for work to see if my direct deposit had gone in. It had. I immediately paid off my car in full ($588 and change). Then I just stared at the balance of $0.00 for a while. It's so pretty.

I started getting serious about paying off my credit card debt 22 months ago. Then I started reading PF blogs and realized that it was more than just paying off my credit card; some things needed to change for me. Then I took Financial Peace University. And as of today I have paid off both my credit cards ($5,011) and my car loan (which was at $15,751.78 when I started on this journey 22 months ago.)

This marks a change in course for me, as I have more decisions to make now. But for today, I'm just going to enjoy that zero balance. I think I'll go get a good car wash to celebrate. And I will think about the freedom in my budget that this accomplishment means.


It's a happy day.
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15 comments:

  1. Jana @ The Summer HouseJuly 1, 2011 at 7:53 AM

    Congratulations!!!!! This is huge and has the potential to change everything for you. Great job! I love following your journey. I see a book deal in your future:)
    xo jana

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  2. Little LambJuly 1, 2011 at 8:08 AM

    CONGRATS!!!! Great job! *Happy Dance for you!

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  3. JolieJuly 1, 2011 at 8:24 AM

    I giggled out loud at the 'it's so pretty' comment. I have thought that myself a time or two and you are right! Congratulations on working so hard to get this accomplished. Enjoy the day.

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  4. KrystinJuly 1, 2011 at 8:41 AM

    Congrats!! Can't wait until my car loan is Paid Off! I think the best part is when you can hold the title, and it's yours...not the lender! :)

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  5. AnonymousJuly 1, 2011 at 9:13 AM

    So. Awesome!!! I bet that car drives even better now. :) Good job!!

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  6. Out My windowJuly 1, 2011 at 9:26 AM

    I am so happy for you! Hooray, your life will really change now. good luck!

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  7. TeacHerJuly 1, 2011 at 10:36 AM

    Yahhhhhh!!!!!!!! This is an unbelievable accomplishment and I can't wait to be in your shoes in a couple months.

    You are an inspiration!

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  8. CynthiaJuly 1, 2011 at 7:02 PM

    Congratulations!!

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  9. ND ChicJuly 1, 2011 at 8:53 PM

    I'm so happy for you. Your hard work has paid off. That's a lot to pay off in 22 months.

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  10. Kristine MaitlandJuly 1, 2011 at 9:00 PM

    WELL DONE!

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  11. gloryrunningJuly 3, 2011 at 6:54 PM

    Congratulations!! So awesome =)

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  12. C.M.C. @ twentytwomonths.blogspot.comJuly 4, 2011 at 12:05 PM

    AHHH! You're future me!!! I have $5,000 in credit card loans and a $15,000 student loan and my debt elimination plan is 22-months long!!! So, in 22 months from now, I will be you!

    I'm so proud of you!!! Any tips for me?? :)

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  13. The Happy HomeownerJuly 5, 2011 at 6:10 AM

    Congratulations!!!!

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  14. AnonymousJuly 8, 2011 at 7:27 AM

    That's awesome! I am in the process of knocking out my credit card debt, but now I'm also nagged by my car payment (I never really even considered it a "debt" before my awakening, just a necessity). Did you ever consider selling your car and buying a much cheaper used one? I'm considering doing that, but would hate to end up spending a ton of maintaining an older car.

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  15. me in millionsJuly 18, 2011 at 7:01 AM

    I know it's late, but CONGRATS! You should (still) be so proud!

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