A while back I talked about using ING Direct for my E-fund, just to get a little better interest rate while it was sitting there. I even got Erica's referral info to hook her up with a bonus. Then, while laying in bed I suddenly remembered that I already had an ING savings account that I opened right after college. Doh! I knew it would be pretty empty and that I had no idea the account information for it.
I got a postcard from ING about using share builder to be able to invest in stocks for as low as $4. This also intrigued me, since I don't really do much in the stock market and it sounded fun to try it out for a low amount. Even if I invest $4 per week and lose it, I wouldn't be too upset about it. And if that money grows, even better.
These two things in combination finally got me to call ING and see if I could figure out my old account. I remembered hardly anything about it, so after asking me several questions the very helpful customer service rep confirmed I do have a savings there. He asked if I knew how much was in it and I guess ten bucks, thinking I probably drained it before I stopped using it. Surprise! I actually had $67.21. Not a million bucks, but still, I'll take it! He also told me that I could open a free electric orange checking account and get a $50 bonus if I used the debt card three times in 45 days. I decided to go for it. Not sure how much I'll use that checking, but I was suckered in by the free $50. I should have an extra $50 on or about November 1st (I'm mostly writing the date so I'll know when to look for it later).
Next, I need to call Sharebuilder, but that will have to be after I go running. Anyway, I'm excited to get an extra $50 and that I took care of another piece of business from my lest organized financial days. And it's an extra found $67! :)
Have you ever lost track of an account?
I'm embarrassed to admit it, but yes, I have! When I moved to Boston, I completely forgot about an old savings/checking account I had with Wells Fargo. After not receiving any sort of email or statement for over 5 years (!!!), I randomly got one in the mail a few months ago. I had a great laugh with the customer service rep as we walked through the process to close the accounts & transfer the (whopping) $42.41 out of them.
ReplyDeletethat is too funny! let me know how the checking account works out for you. heck, you may even get a bonus if i sign up for one with a referral from you!
ReplyDeleteoh and let me know about sharebuilder too!! I've been wanting to get into the stock market but totally have no clue how it works.
Yay for found money!
ReplyDelete