Friday, August 2, 2013
I'm back...now with more debt!
I feel compelled to blog again now that there are a few new things in my life. Will it last? Time will tell, but here's what's new:
*We had a wonderful, super fun, backyard wedding and stayed within our budget.
*We went on a great honeymoon in Boston and on a trip to Oregon for a friend's wedding.
*Now that we're married, his debt is our debt. :/
Which means that as we have talked budget and debt payoff, super frugal Jess is being awakened from her sleep. Spendy Jess has been having a lot of fun this last year. Nothing too crazy, still managed to save a lot and pay for the wedding, but I've definitely relaxed more with my spending. I actually stopped doing budgets and used a credit card to earn miles (while paying it off every month).
Much like TeacHer Finance, I am much more motivated when it comes to paying off debt than I am when it comes to saving. Don't get me wrong: I built up a healthy savings over the last year or so (a chunk of which is going to pay off debt this month), but I wasn't as into budgeting, saving, and (obviously) blogging about money.
Now that we have debt to conquer again...it's on! I wrote out a budget for August (our last month of separate finances), and another one for joint finances in September. We are each keeping a checking account for our own "fun money" and a few other bills we are keeping separate. And I'm already getting back to my frugal ways. In just the last week I have:
*had my husband cancel Hulu Plus and take the discs off our Netflix, just keeping streaming
*made dinner with ingredients I found in the pantry and freezer instead of going to the store
*made a friend a birthday card and am giving her a bottle of champagne left over from the wedding as a gift
*signed up for a PD class so I can get a raise sometime this year (this falls under spending money to make money)
So, my point is that I am once again interested in blogging. Anyone still have me on their feed and interested in reading? I will work on recapping our wedding and honeymoon, and once again regale you with tales of my frugal ways.
I'm back, bitches!
Hugs and kisses,