tag:blogger.com,1999:blog-4921609404771984660.post8943339821163129899..comments2024-02-14T00:56:27.534-08:00Comments on Homeowner by 30!: INTERESTing...Jessica Fletcher-Fierrohttp://www.blogger.com/profile/04721145697646712842noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-4921609404771984660.post-41368513243454854802011-09-12T16:26:47.084-07:002011-09-12T16:26:47.084-07:00the gubment is fudging us all over with artificial...the gubment is fudging us all over with artificially low interest rates. They don't even come close to matching inflation, so if you save money its value will slowly erode. The gubment wants us to be spenders right now. <br /><br />I feel really bad for the retired folk. The ones that live off fixed income interest payments. They are fukced.Mot Justehttps://www.blogger.com/profile/04530853939216180723noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-12867773018641915452011-09-01T04:52:16.151-07:002011-09-01T04:52:16.151-07:00For me I got a thrill when we were paying off debt...For me I got a thrill when we were paying off debt because it was, in essence, "sticking it to the man." Every tiny ounce of progress really made a difference and it fueled my fire...<br /><br />Now its a bit different... Its a given that my Roth IRA always got maxed out because I treated it like a bill (this year is a bit different because of the wedding and enlarging the EF but here's to crossing our fingers that we make it.)... but after that I've been finding it difficult to be motivated. <br /><br />We try and set a little goal each month to accomplish while we work on the Roth to keep us focused. for September we are setting aside all the money we need to get an xbox as our last debt repayment promise... but we are focusing on health as well and we will be paying for a doctors bill and getting SCB to the dentist... <br /><br />As for your MONEY, i'd put it in the 3% thing and then roll that into a ROTH before the cut off for 2011 in March.South County Girlhttps://www.blogger.com/profile/07347142273473958671noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-31979884855523045502011-08-31T19:15:45.008-07:002011-08-31T19:15:45.008-07:003% is actually really good right now (which is a s...3% is actually really good right now (which is a sad story). you should do that.me in millionshttp://meinmillions.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-39608799864431052552011-08-30T17:27:35.617-07:002011-08-30T17:27:35.617-07:00Also if your looking for a good and fairly safe in...Also if your looking for a good and fairly safe investment maybe take a look at Treasury Bonds. Specifically the I-Bond series. It's a little complicated but the basic premise of it is that the return is based on inflation and is set twice a year. Currently they're earning 4.6% for the current 1/2 year.csdxnoreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-11735180755444989202011-08-30T17:13:36.839-07:002011-08-30T17:13:36.839-07:00I'm confused about your Roth IRA account. Are ...I'm confused about your Roth IRA account. Are you only investing it in fixed returns like bonds? Currently much of my Roth account is invested in stocks (mostly indexes). Of course in this case my return isn't guaranteed and rather fluctuates with the stock market, but it should have a long time to sit there and grow still.<br /><br />Are you somehow limited in what you can invest in with your Roth, or just going for a very conservative approach?csdxnoreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-39420214568985798042011-08-30T14:33:21.632-07:002011-08-30T14:33:21.632-07:00I TOTALLY agree! Paying off debt is so satisfying,...I TOTALLY agree! Paying off debt is so satisfying, whereas saving is kinda eh. I need to change my attitude pronto, though, because saving is about to become my #1 priority when my car is paid off (on Friday!).TeacHerhttps://www.blogger.com/profile/08641784616684869834noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-9087101038397649912011-08-30T10:19:05.658-07:002011-08-30T10:19:05.658-07:00I've got a ways to go before my debt is paid o...I've got a ways to go before my debt is paid off, and I agree that making those payments every pay period is satisfying, but I honestly cannot wait until the day I get to keep the money! I can't think of anything more satisfying. Congrats on eliminating your debt and moving forward with new financial goals!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-70465938977144506522011-08-30T08:05:54.146-07:002011-08-30T08:05:54.146-07:00Send it to the student loan, have it paid off by t...Send it to the student loan, have it paid off by the time the balance is cut in half!!<br /><br />HSHS @ Our Debt Bloghttps://www.blogger.com/profile/16131857251377260758noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-6011772020557493982011-08-30T05:31:45.281-07:002011-08-30T05:31:45.281-07:00Congrats on paying off your debt!! :) Paying off d...Congrats on paying off your debt!! :) Paying off debt is definitely satisfying, but I MUCH prefer to save for a rainy day! Interest fees or not, at least the money is now staying in YOUR pocket! :)~Carla~https://www.blogger.com/profile/02341057469246030024noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-74063962250506762142011-08-29T21:31:53.494-07:002011-08-29T21:31:53.494-07:00Yes I agree. I'm with Jana and I'm MUCH m...Yes I agree. I'm with Jana and I'm MUCH more motivated to pay off debt!Michellehttps://www.blogger.com/profile/01699594650305506763noreply@blogger.comtag:blogger.com,1999:blog-4921609404771984660.post-16907305007050952492011-08-29T20:25:32.581-07:002011-08-29T20:25:32.581-07:00Yes...I'm way more motivated to pay off debt t...Yes...I'm way more motivated to pay off debt than to save. I think you should splurge on something fun before you go on with your plan.<br />JanaJanahttps://www.blogger.com/profile/16279417406114358713noreply@blogger.com